Gain Financial Freedom

Pay You First

The Best Bill You'll Ever Pay

Take control of your financial life with a simple, supportive system that helps you pay yourself first,

reduce stress, and build lasting confidence with your money.

Trusted by businesses and Individuals alike

If Money Feels Heavy, You’re Not Alone — And You Don’t Have to Figure It Out Alone

Most people aren’t bad with money — they’re overwhelmed by it.

Bills come first. Stress comes next. And whatever is left over is supposed to magically turn into savings, security, and peace of mind.

At Brooks Financial Coaching, we help you break that cycle.

Using the PayU1st approach, we work with you to build a clear, realistic system for your money — so you can pay yourself first, make confident decisions, and stop feeling like you’re always behind.

No lectures. No judgment. Just steady guidance, real conversations, and a plan that fits your life.

The Problem Isn’t Your Income — It’s the Order Everything Happens

Most people don’t struggle with money because they don’t earn enough.

They struggle because everyone else gets paid first.

Bills. Obligations. Emergencies. Other people’s priorities.
By the time you get to yourself, there’s nothing left — and you’re expected to feel “disciplined” about it.

That cycle creates stress, second-guessing, and the constant feeling of being behind — even when you’re doing your best.

PayU1st changes the order.

We help you build a system where you come first — so saving, stability, and confidence aren’t accidental anymore. They’re intentional.

Your Vision Meets
Every Essential Resource

Priority - You Stop Being Last in Line

Paying yourself first becomes a habit — not something you try to do “if there’s money left.”

Structure - Your Money Has a Simple System

No complicated spreadsheets. No constant tweaking. Just a structure you can follow even when life gets busy.

Confidence - Decisions Feel Lighter

You stop second-guessing purchases, saving, or saying no — because your money decisions are grounded in a plan.

Clarity - You Know Where Your Money Is Going

Instead of guessing or hoping things work out, you gain a clear picture of what’s coming in, what’s going out, and what’s left for you.

Consistency - Progress Doesn’t Depend on Motivation

Your system works whether you’re stressed, tired, or having a good month. That’s how real stability is built.

Support - You’re Not Doing This Alone

You have guidance, accountability, and someone to talk through decisions before they turn into regret.

Relief - Money Stops Taking Up So Much Mental Space

Less anxiety. Fewer late-night worries. More room to think about the life you actually want to live.

Control - You’re Leading Your Money, Not Reacting to It

Emergencies don’t derail everything. You’re no longer just responding — you’re directing.

Meet Eric D. Brooks

Financial Guidance Built on Real-World Experience — Not Guesswork

Eric D. Brooks has spent his career inside the financial systems most people never see.

From private banking at JPMorgan to executive leadership with pension and benefit funds serving healthcare workers, Eric has worked where money, structure, and real life intersect.

What he saw again and again wasn’t a lack of effort — it was people being expected to “figure it out” without a clear system, while juggling bills, obligations, and constant pressure.

That gap is why his approach to financial coaching is different.

Eric helps people build financial stability they can actually sustain — through structure, clarity, and calm, judgment-free guidance.

PayU1st Is for People Ready to Change the Pattern

PayU1st is for people who are tired of reacting to money — and ready to lead it with clarity and structure.

It’s for you if:

  • You earn income but don’t feel fully in control of it

  • Money decisions feel heavier than they should

  • Saving feels optional instead of automatic

  • You want a clear system — not another lecture

This is coaching for people who value guidance, consistency, and honest conversations about money.

No Pressure. Just a Conversation.

What It Feels Like to Finally Have

Support With Your Money

"I was embarrassed to talk about money...

because I felt like I should have it together by now. Eric didn’t judge me once. He helped me slow down, breathe, and finally see what was really going on with my finances. I didn’t just get a plan — I got peace of mind I haven’t felt in years.”

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Jim N.

Client

“I always felt like I was behind, even when I was doing...

everything I thought I was supposed to do. Working with Eric felt different right away. He listened, didn’t rush me, and helped me see my money without shame or panic. For the first time, I feel calm and confident about the direction I’m going — not perfect, but steady.”

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Michelle R.

Client

“For months, I felt like I was drowning...

Every paycheck disappeared the moment it hit my account. After learning the PayU1st system, I finally felt hope. Eric helped me understand my habits and build new ones. I’m not perfect, but I’m moving forward now — instead of falling behind.”

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Armando M.

Client

Why They Choose Us

Scalability, speed, and reliability—that’s what sets them apart. Every project we’ve built on this platform has exceeded expectations.

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Jane Doe

Stack Developer

Testimonials That Inspire

The support team and tools are world-class. I feel confident taking on bigger projects because I know I have the right foundation to succeed.

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John Doe

Sr. S/W Developer

Code With Confidence

From design to development, everything just works smoothly. The platform gives me the freedom to experiment and create without limitations.

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John Doe

Designer

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