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Take control of your financial life with a simple, supportive system that helps you pay yourself first,
reduce stress, and build lasting confidence with your money.
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Most people aren’t bad with money — they’re overwhelmed by it.
Bills come first. Stress comes next. And whatever is left over is supposed to magically turn into savings, security, and peace of mind.
At Brooks Financial Coaching, we help you break that cycle.
Using the PayU1st approach, we work with you to build a clear, realistic system for your money — so you can pay yourself first, make confident decisions, and stop feeling like you’re always behind.
No lectures. No judgment. Just steady guidance, real conversations, and a plan that fits your life.


Most people don’t struggle with money because they don’t earn enough.
They struggle because everyone else gets paid first.
Bills. Obligations. Emergencies. Other people’s priorities.
By the time you get to yourself, there’s nothing left — and you’re expected to feel “disciplined” about it.
That cycle creates stress, second-guessing, and the constant feeling of being behind — even when you’re doing your best.
PayU1st changes the order.
We help you build a system where you come first — so saving, stability, and confidence aren’t accidental anymore. They’re intentional.

Paying yourself first becomes a habit — not something you try to do “if there’s money left.”

No complicated spreadsheets. No constant tweaking. Just a structure you can follow even when life gets busy.

You stop second-guessing purchases, saving, or saying no — because your money decisions are grounded in a plan.

Instead of guessing or hoping things work out, you gain a clear picture of what’s coming in, what’s going out, and what’s left for you.

Your system works whether you’re stressed, tired, or having a good month. That’s how real stability is built.

You have guidance, accountability, and someone to talk through decisions before they turn into regret.

Less anxiety. Fewer late-night worries. More room to think about the life you actually want to live.

Emergencies don’t derail everything. You’re no longer just responding — you’re directing.

Eric D. Brooks has spent his career inside the financial systems most people never see.
From private banking at JPMorgan to executive leadership with pension and benefit funds serving healthcare workers, Eric has worked where money, structure, and real life intersect.
What he saw again and again wasn’t a lack of effort — it was people being expected to “figure it out” without a clear system, while juggling bills, obligations, and constant pressure.
That gap is why his approach to financial coaching is different.
Eric helps people build financial stability they can actually sustain — through structure, clarity, and calm, judgment-free guidance.
PayU1st is for people who are tired of reacting to money — and ready to lead it with clarity and structure.
It’s for you if:
You earn income but don’t feel fully in control of it
Money decisions feel heavier than they should
Saving feels optional instead of automatic
You want a clear system — not another lecture
This is coaching for people who value guidance, consistency, and honest conversations about money.
No Pressure. Just a Conversation.


because I felt like I should have it together by now. Eric didn’t judge me once. He helped me slow down, breathe, and finally see what was really going on with my finances. I didn’t just get a plan — I got peace of mind I haven’t felt in years.”

Client

everything I thought I was supposed to do. Working with Eric felt different right away. He listened, didn’t rush me, and helped me see my money without shame or panic. For the first time, I feel calm and confident about the direction I’m going — not perfect, but steady.”

Client

Every paycheck disappeared the moment it hit my account. After learning the PayU1st system, I finally felt hope. Eric helped me understand my habits and build new ones. I’m not perfect, but I’m moving forward now — instead of falling behind.”

Client

Scalability, speed, and reliability—that’s what sets them apart. Every project we’ve built on this platform has exceeded expectations.

Jane Doe
Stack Developer

The support team and tools are world-class. I feel confident taking on bigger projects because I know I have the right foundation to succeed.

John Doe
Sr. S/W Developer

From design to development, everything just works smoothly. The platform gives me the freedom to experiment and create without limitations.

John Doe
Designer

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